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The Rosenthal Act, It Is A-Changing: A Creditor’s Guide to the SB 1286 Amendment Expanding the Rosenthal Fair Debt Collection Practices Act

Monitor Daily

February 2025

By Adeline Tungate

“The Rosenthal Act, It Is A-Changing: A Creditor’s Guide to the SB 1286 Amendment Expanding the Rosenthal Fair Debt Collection Practices Act

On September 24, 2024, California Senate Bill 1286 (SB 1286) was signed into law, which expands the Rosenthal Fair Debt Collection Practices Acts, codified as California Civil Code § 1788.1 et seq., to include not only consumer debts, but certain commercial debts as well. These changes apply to certain categories of commercial debt created or assigned on or after July 1, 2025.”

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