Robert Zadek focuses his practice on matters involving factoring, fintech, reverse factoring, supply-chain finance, asset-based lending, purchase order financing, commercial loan documentation, trade finance and letters of credit, loan workouts, bankruptcy, and alternative finance.

Mr. Zadek has served as an attorney advisor on the American Law Institute Committee to Revise the Restatement of the Law of Suretyship, and was an advisor to the Drafting Committee on Revision of Article 9 of the Uniform Commercial Code and has just been appointed by the Uniform Laws Commission as an Attorney Observer to its newly formed Commercial Financing Disclosure, Study Committee, where he will be representing the interests of the International Factoring Association.

For well in excess of 25 years, Mr. Zadek has been the keynote speaker at the Annual Convention of the International Factoring Association, the largest factoring trade association in the world, offering a ninety-minute presentation of “Factoring in the Courts”, a summary of relevant litigation affecting the factoring industry. He has also been a frequent panelist at the Convention. Every year the IFA offers Mr. Zadek’s two-day course “The Law and Business of Factoring,” attended by seasoned factoring executives, newcomers to the industry and their counsel. The forms which Mr. Zadek distributes at this presentation have become the standard forms in the industry.

Mr. Zadek is regularly retained as an expert witness in factoring and commercial loan litigation, and has testified at jury and bench trials on many occasions.

Mr. Zadek was the recipient of the inaugural Bert Goldberg Memorial Award at the International Factoring Association Convention in May 2022, in recognition of his outstanding contributions to the factoring business.

Mr. Zadek is AV Preeminent rated by Martindale Hubbell and recognized as a “Top Rated Lawyer” in the area of Bank & Finance in 2013 and 2014. He is also recognized as a 2025 “Best Lawyer in America” in the areas of Asset-Based Lending, Banking & Finance Law and Equipment Finance Law, an honor he has received since 2007. Mr. Zadek has been selected by Super Lawyer Magazine as a “Northern California Super Lawyer” five times and as a “Northern California Super Lawyer, Corporate Counsel Edition.”

Mr. Zadek is the host of “The Bob Zadek Show,” which is broadcast live every Sunday at 8:00 AM (Pacific time) in the San Francisco Bay Area on 810 AM “The Answer” as well as 1380 AM in Sacramento, 1590 AM in Seattle and 1690 AM in Denver. The show is live-streamed at 860amtheanswer.com (click “listen live”). All of Bob’s shows can be heard on www.bobzadek.com or they can be subscribed to on iTunes. Mr. Zadek’s column, “You Be The Judge,” was a regular feature in The Secured Lender, the journal of the Commercial Finance Association. He co-authored “Insurance Considerations in Asset-Based Financing—A Transactional Guide,” published by Matthew Bender & Company and contributed to David King Keller’s “The Associate As Rainmaker, Building Your Business Brain.”

He was named “Educator of the Year” by the Commercial Finance Association for his course, “Negotiating, Documenting and Administrating Asset-Based Loans.” In addition, he teaches workshops across the country on loan documentation issues.

Mr. Zadek is certified as a Certified Public Accountant by the New York State Education Department.

Governmental Affairs

  • Represented the International Factoring Association on six multi-day educational trips to Washington D.C. to explain factoring to Members of the House, Senators and regulators in the Executive Branch

Mr. Zadek earned his J.D. and LL.M from New York University School of Law. He earned his B.S. in Accounting from Syracuse University.

  • Board of Directors, Commercial Law Amicus Initiative
  • Past Chair, Commercial Financial Services Committee of the Section on Business Law of the American Bar Association
  • Executive Committee, Business Law Section of the State Bar of California
    • Chair, Uniform Commercial Code Committee
  • Past Faculty Member, Rutgers University School of Law, taught a course on secured transactions.
  • Former Faculty Member, Hofstra and Adelphi Universities, over a decade

Additional Specialties

Bankruptcy
Workouts and Restructuring