The ABCs of Investing in the U.S.: A Practical Guide for the Family Office and the Mexican Investor

Co-Authors: Agustín Ceballos & Axel Mendivil Eng

Investing in the United States has historically been a natural path for Mexican entrepreneurs and family offices , driven by geographical proximity, family ties, and the search for a robust legal framework. However, in today’s global environment, “first world” legal certainty is not enough without a strategy that harmonizes the realities on both sides of the border.

Beyond financial myths

There is a common belief that “what happens in the U.S., stays in the U.S.” or that paying taxes in one jurisdiction automatically eliminates the burden in the other.The reality, after the 2020 Tax Reform in Mexico , is that transparency in information and tax audit regimes have transformed the rules of the game.Today, negligence in the management of a foreign vehicle or a misinterpretation of treaties can expose family assets to serious risks, from onerous penalties to critical tax asymmetries.

A strategic collaboration

Aware of this challenge, TCL Advisory and Buchalter have combined their expertise to present “The ABCs of Investing in the U.S.: A Practical Guide for the Family Office and the Mexican Investor .” This guide is not intended to be an exhaustive technical manual, but rather a strategic roadmap for investors who understand that true wealth efficiency lies in regulatory symmetry .

Through this analysis, we demystify concepts such as the Estate Tax for foreigners—where the exemption is drastically less than that of a U.S. citizen—, the impact of dual tax loyalty for binational families, and withholding mechanisms in real estate divestments such as FIRPTA.

The value of foresight

Planning can no longer be done in isolation. In these pages, the reader will find a framework for structuring their capital intelligently, ensuring that their investments in the U.S. are compatible with their obligations in Mexico. Only by mastering the language of both systems can technical complexity be transformed into a solid competitive advantage for decades to come.

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