January 5, 2021
By: Melissa Richards
Look up the definition of “innovation” in the Merriam-Webster Dictionary: A new idea, method, or device (novelty); the introduction of something new. In recent years, but particularly during the 2019-2020 cycle, federal financial services regulators – CFPB, FRB, OCC, FDIC and NCUA – are stepping up efforts to partner with industry stakeholders, technology experts and housing experts to address, through innovation, the chronic disparities in US homeownership between white and minority communities.
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