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Summary of California Laws Enacted in 2018 Impacting the State’s Financial Services Industry: What to Look Forward to (and Prepare for) in California in 2019

December 27th, 2018
Mondaq

“Introduction

2018 was an active year for the California legislature in enacting laws that will impact the financial services industry—both directly and indirectly. We summarize below the most pertinent. As a general rule, legislation enacted in 2018 becomes effective on January 1, 2019. We note where that is not the case.

Privacy

Comprehensive New Privacy Protections for Individuals – AB 375 and SB 1121. The California Consumer Privacy Act of 2018 (CCPA) imposes a privacy regime in California that is unlike anything seen in the United States. It was enacted as a defensive response to a ballot referendum that, if passed, would have imposed impossible privacy standards and practices for financial service providers and many other industries. The two CCPA bills were enacted to try to mitigate the potential impact of that referendum.”

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